10 posts

Housing

The most expensive thing most people will ever try to afford. Rent, home prices, construction costs, and the policy decisions that shape who can live where.

9 min read
Portugal's housing trap: the central bank steps in
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Jun 1, 2026 • Housing • Markets
9 min read
London's best selling point is now that it's cheap
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 26, 2026 • Work • Prices • Housing
9 min read
Finland is the EU's worst economy - and almost nobody noticed
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 25, 2026 • Work • Housing • Trade
9 min read
NYC's luxury buyers are broke too - they just don't know it yet
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 10, 2026 • Prices • Housing • Work
9 min read
The math nobody runs before buying a house
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 7, 2026 • Housing • Prices
10 min read
Spending the kids' inheritance: How Australia's richest generation reshaped the economy
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 3, 2026 • Housing • Markets • Prices
10 min read
How Europe's biggest landlord got crushed by a number it couldn't control
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 3, 2026 • Housing • Markets
10 min read
Germany's housing crisis is making the middle class its newest victim
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 3, 2026 • Housing • Markets
8 min read
The tax break that built Australia's housing crisis - and what comes next
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 2, 2026 • Prices • Housing • Trade
8 min read
America's largest home builder just cleared its biggest glut since 2022
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
Luís Rijo
Luís Rijo
Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net
May 1, 2026 • Housing • Markets • Prices

Housing

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