the spend

Latest

• 9 min read

  Europe's banks are being told to patch faster - they can't use the tool that finds the holes

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 3, 2026 • Tech • Markets
• 10 min read

  How China's government bet on science - and won

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 2, 2026 • Tech • Trade
• 8 min read

  Europeans feel poorer even as prices stop rising

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 2, 2026 • Prices • Markets
• 8 min read

  The euro is gaining ground - but the dollar isn't losing its throne

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 2, 2026 • Markets • Trade
• 9 min read

  Iowa's cancer crisis and the industry that built it

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 2, 2026 • Trade • Prices
• 9 min read

  The man who called every bubble says AI is the next one

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 2, 2026 • Markets • Tech
• 9 min read

  The bond market is finally charging America for the Iran war

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 2, 2026 • Markets • Trade
• 9 min read

  The quiet plan to make $36 trillion disappear

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 1, 2026 • Prices • Markets
• 9 min read

  Portugal's housing trap: the central bank steps in

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Jun 1, 2026 • Housing • Markets
• 9 min read

  The first class of AI natives is entering the workforce, ready or not

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  May 31, 2026 • Work • Tech
• 9 min read

  The $250 bill that George Washington would have refused to touch

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  May 31, 2026 • Markets
• 8 min read

  How Amazon turned one mouse click into a 20-year, multi-billion-dollar moat

  

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  Luís Rijo

  Luís Rijo

  Luis Rijo has spent over a decade watching money move through digital markets - where it goes, who follows it, and who gets left behind when the flow changes direction. luis@thespend.net

  May 30, 2026 • Tech • Markets